I Want to Buy a Home!

Once upon a time, I was a first time home buyer. Now I am an Agent and Realtor, helping other people on their journey, either buying and/or selling. It’s an interesting story actually, since that initial buying experience, led me to where I am today!

It was 2012 and real estate was still recovering from the collapse that had effected the entire nation in 2007. My husband and I were getting ready to have our first child and realized, as many others do, that it was time to find our first home. We wanted to stop wasting our incomes, on paying someone else’s mortgage, and pay our own. It was an investment and something to call our own. The time was right, the interest rates were at an all time low and we felt comfortable and excited about this new opportunity so we started our search. Sound familiar?

When you start to look for a home, ESPECIALLY your first home, you begin with a list of “must-haves”. We started looking in the area where we were currently renting and realized that we could comfortably afford older homes that would soon require expensive updates, like a roof or HVAC systems. This caused us to expand our search and realize that we might have to adjust what our “must-haves” were.

Long story short, we ended up building in an area a bit farther away than expected and found that we got much more for our money. We were able to put our money into what mattered most to us. It was a good trade and couldn’t have been a better first home choice.

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I had such a good time during this process and was lucky enough to have a good agent on my side, that I decided to begin a career in this field. I wanted others to enjoy this as much as I had and wanted to be a part of the reason why!

I eventually joined a real estate team as their Risk Management Specialist, taking care of their national investor. I was able to train other agents in what the investor was looking for, procurring properties, analyzing their best interest and then taking them from contract to close, excluding any negotiations. I was in this position for 9 months and was involved in the closing of over 50 properties.

Next, I moved into the Team Manager role, continuing the same duties for residential buyers and sellers and after six months transitioned into the Director of Operations. I worked on a team for a total of two and a half years, being involved with well over 100 closings, finally deciding to go out on my own as an individual agent . I was excited to realize my long-awaited dream to assist others in their real estate needs, finally becoming a Broker.

I share my journey with you because the road travelled is one filled with many relatable parts and it is always helpful to know who you are working with.

I believe in my clients and their needs; valuing COMMUNICATION, EDUCATION and SUPPORT. This is what I offer you as your real estate agent and look forward to working with you!

 

Ashley Hadi

Broker/ Realtor

Ahadirealty-com
www.AHadiRealty.com

 

Featured post

Good News for Potential Home Buyers!

Most everyone is aware of the fast paced state of the Real Estate Market during the past few months. Now active and potential buyers will have another reason to celebrate. The constant demand and higher-than-asking contract prices which have been seen over the past few months, have many Investors deciding to back out of the market, as they are not finding the “deals” previously available. Low supply is also a major factor in their decision.

This is good news for the average home buyer, especially first time home buyers, who can’t compete with the cash offers that were coming in from these very Investors. With the “Summer Slam” winding down, we move into Fall and the beginning of many school sessions. This is also a great time for Buyers to find that gap in the competition. As I’ve learned, there is no right or wrong time to put your home on the market and sales continue all year round. If you’ve been waiting for the time to throw your hat in the ring, here it is! Now through the end of the year is an optimal time to jump in while the waters are calming down.

#AHadiRealty

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Been Thinking about Buying or Selling Real Estate? What Are You Waiting For?

We’re coming to the end of the summer for 2017. As a Realtor® and Real Estate Broker in the Raleigh, NC area, I have recently been a part of one of the most interesting market in recent years. Buyers are out in force and there are not enough properties on the market to meet the demand. Some properties, depending on the area and condition, are selling for above asking price. Loan programs are ever changing to meet the demand for new buyers and the previous credit issues are leveling out for all involved. The interest rate is steady for the moment and still quite affordable. In most cases, lenders also have a variety of options available to take care of buyers, whether they are first time purchasers or not. The term, first time home buyer, can also be confusing since its definition is not as straight forward as you may think and can apply to you even if you have bought a home before. All in all, we are fighting to keep enough homes on the market to match the demand and it can be a win-win situation for both buyers and sellers.

My question to you is, “What are you waiting for before you Buy or Sell?”

Buyers: Are you waiting for interest rates to change? Are you waiting for more homes to be available? Do you have a lower credit score and think you will not qualify for a loan?

Sellers: Are you waiting for your home to reach its greatest value? Are you waiting for more buyers to come out? Are you waiting for more homes to become available?

My answer to you is to ASK ME! That is what I am here for. I make sure that I have the answers you need and surround myself with those who know about the various niches that relate to the real estate world. I’m not here to push you into action. I’m here to answer those questions so you can know whether this is the best time for you. Everyone, whether they fall into the category of buyer or seller, is at a different place. You are all individuals with different needs and require a contact with the specific knowledge to guide you. That is where I come in. I constantly have my finger on the pulse of what is going on in my industry.

Buyers: If you have questions about interest rates, where you stand with your credit and potential loans or if you need credit repair, I can put you in touch with lenders that I trust to answer those questions fully and honestly. These lenders are people that I have worked with in the past and have proven their worth to me and my clients. I will not put you in touch with someone who I would not use myself. The same goes for any vendors (attorneys/ inspectors/ handymen/ etc.) that I use. They are in my trusted circle as well. If you have someone you already use and trust, please alert me! I am always looking for good people for my trusted circle and my clients. As a Buyer, my services are FREE TO YOU!

Sellers: If you have questions about your homes value and the history trends that are following your property, again, I am here to answer that. Do you feel that a certain time of year is better to sell your home? I can answer that as well. The answers may surprise you… If you’re waiting for more homes to become available (looking to buy AFTER selling), putting yours on the market may be just what is needed to show other sellers the same thing. I understand the importance of staging, photography and marketing your home to get it sold for the most amount of money in the least amount of time. As a Seller, my fee is NEGOTIABLE!

Real estate is an ever changing market and business. You need a Realtor® / Broker who understands this, continues to educate and surround themselves with the right people who can assist you throughout the process. I pride myself as a “one stop shop”, offering Education, Communication and Support. I am a published author who can be found on Amazon.com. Buying or Selling a home is the largest transaction that you will most likely ever be a part of. My name is my brand and my clients are an extension of my family. Begin your journey asking questions and begin with me today.  #AHadiRealty  #AshleyHadi

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Millennials Are Ready to Buy!

It looks like now is the time for the Millennials, also known as Generation Y, to begin their house hunt, according to new research. This group born in the early 80’s through the mid 90’s are finally on board with real estate investment, seeing the benefit of home ownership.

As late as last year, this was not the case. Millennials were still weighing their options and jumping at the opportunity to buy. What has made them change their mind? Possibly seeing the rates finally begin to increase. Maybe the current market trend and the buyer’s craze, jumping in, making multiple offers and fighting over the less than substantial inventory that is available. The fact that the elections are now a memory and the political climate is changing could also be a factor. Whatever it is, they are now in.

Looks like the one thing holding them back is down payment. This has always been seen as an obstacle and sometimes a misunderstood hurdle. These days, there are many financial loan options available, either alone or combined, so that buyers can move forward to find that new place to call home.

Have more questions? Follow up with me and I can get you in the right hands.

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Watch Out Zillow!

For most of us, we understand that the Zillow Estimate is not to be taken seriously. For others, they live an learn that it is usually seen as a “guestimate” and not to be trusted much more than any other automated estimate. Still others are putting more weight on these Zestimates and it is making it more difficult for the truth to shine through for any particular market.

Now Illinois Homebuilders have had enough of this charade and have filed a lawsuit. Let’s see how this will turn out, what affect it may have on others in the same situation and how it may effect the way Zillow continues to do business in the future.

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REALTOR Political Action Committee-RPAC

May is REALTOR Advocacy Month where we do our best to spread the word about how to Vote, Act and Invest.

Let me first say that I am not political and I have recently become very passionate about a hidden aspect to us as REALTORS here in North Carolina. There are so many of us who are not aware of what we have at our finger tips, being part of the National Association of Realtors. If you weren’t already aware, the National Association of Relators (NAR), is the second strongest lobbying committee in the nation. How does this help us as Realtors? It helps us keep our industry, our clients and ourselves in a strong position politically to advocate for those who are unable or unaware of just how many potential bills and votes fall under the real estate umbrella.

Just this past month of April 2017, there were over 280 bills going through our House and Senate that were particularly tied to real estate. Sometimes, we as agents and Realtors, get so wrapped up with what is right in front of us and can neglect the larger things going on around us that will effect the future of our business. Many of these bills that could become law would impact our clients in potentially negative ways. Are we all aware of what those are? Most likely not. That is why I am speaking out to raise awareness. I understand that we all do not think that we have the time to go down and personally speak to our Representatives and Senators, but trust me, they are there to listen. Especially in times of Crossover, when many bills are finally passing the House, with a Yae or No, on their way to the Senate. These people, who we have put in power, want to hear from us because we are personally involved with many of these issues. They want to understand all sides so that they can better vote for their community.

I personally spoke to several Representatives and Senators about some of the top issues that were up for vote and could vastly effect our industry. They took the time to listen and share points of view, many voting for us and our clients, once they understood the true impact on their constituents.

The first step is to understand the issues. There are many sources open to us as REALTORS and the public. Take a few moments to understand what is coming up and find out what you can do about it. If you’ve never visited our local Legislative Building in Downtown Raleigh, take one day to go. It will open your eyes to a whole different aspect of our business.

Sign up for mobile alerts or get the mobile app, which will allow you send automatically generated letters directly to your Representatives and Senators with a push of a button. I’m sure many of you have seen the emails with the “Call To Action”. These are extremely important, as they represent a vote that is shortly coming up that could have a sever impact on our industry. Please take the time to answer these. It only takes one click and the lobbyists have already done all of the work for you, writing the letter, which you are able to change the verbiage if needed, and send directly. Just one click!

You don’t have to take my word for it, check this out to learn more and how your RPAC will best help your industry.

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Worried About the Housing Bubble?

The Triangle area of North Carolina has had a stable housing environment for some time now. Here is another vote for our area from Realtor.com. When is the best time to buy or sell in the Triangle? at #3 in the Nation, how about NOW! #AHadiRealty

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